SPMC Personal & Business Organizer v0.8.9

v0.8.2 — Commercial, Trial and Central Alignment
- Preserved the existing visual design and all non-commercial Organizer modules.
- Updated Access & Licensing to reflect the active seven-day evaluation and Central-managed account/license workflow.
- Removed the local billing-information form; Square securely collects checkout and billing data.
- Clarified automatic customer matching, purchase synchronization, license activation and installation registration through SPMC Central.
- Removed outdated demo/development wording from commercial, email and Central connection areas.
- Updated commercial diagnostics and visible version references to v0.8.2.


Surgical Library update only:
- Preserves all 600 diverse templates from v0.4.1/v0.4.2.
- Keeps 20 essential immigration models from the legacy library (20 documents), while the new visitor and travel templates remain bilingual.
- Removes the remaining repetitive immigration database.
- Adds 354 new practical templates in English and French.
- Includes invitations, visitor letters, receipts, promissory notes, leases, quotes, purchase orders, contracts, HR, vehicles, education, health, and administration.
- Technical headers remain removed.
- No other Organizer module was intentionally modified.
- Total templates: 974.


Version 0.5.1 Contacts & Useful Surgical
- Functional contact manager with local storage.
- Personal, business and useful-service records.
- Phone, mobile, email, address, company, job title, relationship and notes.
- Social fields: WhatsApp, LinkedIn, Instagram, Facebook, X/Twitter and Telegram.
- Search, categories, favourites, tags, emergency contacts, vCard and CSV export.
- Only index.html and README.txt changed from v0.5.0.


SPMC Organizer v0.5.2 — Finance Games Integration
- Integrated all 20 offline games from SPMC Finance Pro into Lifestyle & Home > Games & Focus.
- Game files isolated in js/games.js and css/games.css.
- Scores stored under an Organizer-specific localStorage key.
- No Finance APIs, account data, backup, legal or communication modules were copied.

v0.5.3 — Lifestyle & Home Complete Surgical
- Completed the five non-game Lifestyle & Home cards.
- Habit Tracker: daily completion, goals, streaks, notes and filters.
- Personal Journal: mood, gratitude, favourites, searchable private entries.
- Meal Planning: dates, meal types, servings, ingredients, grocery data and costs.
- Home Management: maintenance, cleaning, repairs, services, providers, due dates and completion.
- Personal Documents: document numbers, issuers, jurisdictions, issue/expiry dates and reminder flags.
- Added CSV export plus complete JSON backup/restore for all Lifestyle modules.
- Preserved the 20 Finance Pro games and all other Organizer modules.

v0.5.3.1 — Layout Structure Fix
- Corrected placement of the Lifestyle & Home module script.
- Restored the main Organizer HTML structure and Library print template.
- Preserved all five Lifestyle modules and all 20 Finance Pro games.

v0.5.4 — Lifestyle Personal Life Center
- Added a responsive Lifestyle dashboard with 8 live indicators.
- Added Fitness & Health, Personal Budget, and Goals & Dreams modules.
- Preserved the five existing Lifestyle modules and all 20 Finance Pro games.
- Added local storage, search/filtering, editing, CSV export, and combined Lifestyle backup.
- New module code isolated in css/lifestyle-plus.css and js/lifestyle-plus.js.


SPMC Organizer v0.5.5 — Personal Finance Complete
- Six functional Personal Finance modules.
- Finance Pro English/French category and description databases copied unchanged.
- Spending & Budgets and Lifestyle Personal Budget share one transaction data source.
- Local storage, search, filters, CSV export and JSON backup.


v0.5.5.1 - Financial form field order corrected: Category now appears before Description in Spending & Budgets and Lifestyle Personal Budget.

v0.5.5.2 — Financial Autofill Databases
- Added an internal USA/Canada bank database for Bank Accounts autofill.
- Added payment networks, card tiers, card purposes and popular USA/Canada cards for Credit Cards autofill.
- Added a USA/Canada digital subscriptions database for Subscriptions autofill.
- All autofill fields remain editable and allow custom entries.
- Existing Personal Finance and Lifestyle Personal Budget data remain compatible.

LIVE MARKET QUOTES (v0.5.6.1)
- New Quote Lookup tab for checking stocks, ETFs, REITs and listed funds.
- Portfolio-wide price refresh through a secure Apps Script endpoint.
- Canadian Yahoo ticker suffixes: .TO for TSX and .V for TSXV.
- Manual price entry remains available as fallback.

v0.5.6.2 — Automatic Portfolio Price Refresh
- Live portfolio quotes refresh automatically when the Organizer opens, when the Investments module is accessed, when the app regains focus, and at a configurable interval.
- Default frequency: 15 minutes; options: 5, 15, 30, or 60 minutes.
- Gain/loss amount and percentage, market value, allocation, annual income, and portfolio totals recalculate immediately after every successful update.
- Each holding displays its quote timestamp.
- Manual price update remains available when the quote service is unavailable.
